If you are weighing a master's in Malta, two things are drawing you and both are real. English is an official language of the country and the medium of instruction, so the language wall that meets a Bangladeshi student almost everywhere else in Europe is simply absent. And many Maltese master's programmes are built as a single year, which immediately produces a small total in your head.
This page does not argue with either. It prices them honestly — because Malta's money rule has a different shape from most of Europe's, and almost nobody explains that shape before a family has chosen the country.
Malta prices the visa by the month, not by the year
Most countries hand you one annual figure that does not move whether your course runs six months or two years. Italy publishes a single annual sum with no monthly equivalent, for instance. Malta hands you a rate instead: EUR 950 for every month of stay. The multiplication is yours to do.
| Length of stay | Funds to evidence, at EUR 950 a month |
|---|---|
| 12 months | about EUR 11,400 |
| 15 months | about EUR 14,250 |
| 18 months | about EUR 17,100 |
| 24 months | about EUR 22,800 |
For a master's reader that table cuts both ways. A one-year programme is the cheapest case Malta has — the top row, with nothing below it — so the short postgraduate year genuinely is an advantage here. But the moment your programme runs longer, the requirement scales in step, and two students paying identical tuition can face different evidence totals purely because one course is longer.
So before any budget exists, get one thing in writing from the university: how many months the programme runs, and how much residence the admission covers. That number is the multiplier on your bank statement. The document rules themselves — whose account, what the source has to look like, how a sponsor stands up — are set out in Malta's proof of funds, with the cross-country picture in proof of funds for a European student visa.
The number you show, and the number you live on
Here is the part that surprises people, and it is worth reading slowly.
| Monthly cost | Published range |
|---|---|
| Housing | EUR 280-500 |
| Food | EUR 180-280 |
| Transport | EUR 26-40 |
| Other | EUR 80-150 |
| Total living costs | EUR 600-900 |
| What you must evidence | EUR 950 a month |
Read the last two rows together. Published living costs run EUR 600 to 900 a month, while the figure you must prove is EUR 950 — so Malta asks you to show more than it expects you to spend. That is not a trap, it is a margin, and the margin is the point: the country wants evidence that you will not be destitute in month nine. A family that saves the living-cost figure and stops has budgeted for the life, not for the permission.
Tuition is a separate question again. There is no tuition-free route for a non-EU student in Malta; our country dataset puts public tuition at EUR 5,000 to 11,000 a year, with private institutions priced on their own terms — the detail is in tuition fees in Malta and what studying in Malta costs. Building the file in Dhaka typically consumes BDT 2 to 4 lakh before any decision, none of it refundable. Malta uses no blocked account (and none of our nine do), which keeps the money in your family's control — the trade being that nothing does the proving for you, so the whole weight falls on your statement and your source documents.
The first check is the catalogue, not the university
In a large country, finding a master's means choosing among many programmes. In Malta the list is short, because the entire higher education system is built to the scale of the country. That is not a weakness, but it is the most important fact about studying there — and it bites harder at master's level than at bachelor's, because a master's is by definition narrow and specialised.
The fields where Maltese higher education has genuinely developed are fairly specific: business and finance, IT and gaming, hospitality, blockchain and fintech, and English language. Many subjects outside that list are simply not taught on the island, and a subject that is not taught cannot be studied there at any institution, at any ranking. Taking a nearby subject instead is a poor answer at postgraduate level, because the name of the master's becomes your professional identity afterwards.
So reverse the usual order: subject first, institution second. CSE and IT in Europe, business and MBA and tourism and hospitality show where the depth actually sits for your field. If Malta is on that list, continue; if it is not, changing country is the cheapest decision available to you, and making it now costs a week instead of a year. What Malta is actually good for answers the question directly.
MFHEA, and the question of who awards the degree
Institutions in Malta are licensed, and programmes accredited, by the MFHEA (Malta Further and Higher Education Authority), whose register of licensed providers is public and open to anyone. Since most institutions in Malta are private, this is one of the most useful addresses in the whole process.
The rule is simple and strict: if an institution is not in that register, there is nothing further to discuss. It takes a minute and it is the single largest filter against a fake provider. The question does not arise for the state institutions — the University of Malta in Msida and the vocational college MCAST in Paola are both public — which means the real verification work begins with the private sector. Institution by institution, the Malta universities guide and the University of Malta guide have the picture, and the private provider checklist is the routine to run on anything else.
At master's level a second question rides alongside it, and Malta is a place where it genuinely comes up: some licensed institutions award their own Maltese accredited degrees, while others teach a degree awarded by a body in another country. Both can be legitimate. But a master's is usually bought for the step after it, so whose name ends up on the certificate is a decision you should make deliberately, before accepting. Write down the programme's EQF level and its ECTS count, verify that the offer letter is genuine when it arrives, and keep the awarding-body answer in email.
Eligibility is a question of credits, not years
European admissions count ECTS credits — a measure of study volume rather than time served. A three-year bachelor's is roughly 180 credits and a four-year one roughly 240, and most master's programmes ask for at least 180. This is why a Bangladeshi four-year honours degree travels almost everywhere: it is an advantage, not merely acceptable.
The three-year pass degree is the problem case, and the arithmetic is not the whole story — on paper 180 clears a 180 bar, while in practice evaluators place a pass degree below honours. The safest fix is one most families already have to hand: a one-year Bangladeshi master's on top of it, which lifts the file above the honours line and settles the argument before anyone starts it. See three-year versus four-year bachelor's and National University and private degrees in Europe; if the decision is still open, a bachelor's abroad or a master's later and a second bachelor's versus a master's are the two comparisons worth reading.
On grades, no official universal conversion exists between a Bangladeshi CGPA and a European one, so a precise conversion is a warning sign. The working rule: 3.0 on a 4.0 scale is a common threshold, 3.5 and above is competitive for scholarships, 2.5 to 3.0 means choosing programmes carefully. How conversion works has the mechanics, and Malta's entry requirements the full list of what the country tests.
English is the medium — the proof is still a separate document
Malta's language advantage is real and worth stating plainly: teaching is in English, official business is in English, and daily life runs in English too. In most of Europe the lectures may be in English while everything outside the lecture hall is not. On a one-year programme this matters more than usual, because you would have had no time to learn a second language anyway.
What it does not do is reduce a single euro of the financial condition, or remove the proof of English, which is a separate document. Across the programmes we see, master's entry is typically 6.0 to 6.5 — our observation of programmes, not a rule of the country, so the number that binds you is on the programme's own page. Some programmes accept a medium of instruction certificate from previous English-medium study; where that works in Malta is covered in studying in Malta without IELTS. With a private provider, keep the habit of checking that the programme is really taught in English.
The timeline, and the deadline that is not national
Malta has two intakes, October and February (who the spring intake suits). The date that actually governs you is not the start of teaching but the institution's own application deadline, which falls a long way earlier; the calendar is in Malta's intakes and deadlines.
Visa time is then added on top. EU law gives a complete student application a maximum of 90 days for a decision (Directive 2016/801), but the clock starts on the day the file is complete, not the day you first hand something in — a file waiting on one source document is not a file under consideration. What that looks like in practice is in Malta's processing times, and the submission steps from Dhaka in applying for a Malta student visa from Dhaka and the Malta visa route.
⚠️ Do not confuse that 90 days with the other one in the next section: one is the maximum time for a decision, the other is a bar on working after you arrive. On documents there is good news — Malta is in the EU and is a full Schengen member, and Malta accepts a Bangladeshi apostille (the convention entered into force for Bangladesh on 30 March 2025), which shortens the legalisation chain considerably. Do not generalise from it: Denmark, Greece and Finland objected under Article 12, so those three still need full consular legalisation (which countries refuse it).
Why the part-time plan breaks on a one-year course
For the first 90 days after arrival, roughly thirteen weeks, you cannot work at all. After that you can work 20 hours a week with an e-Residence card and a Jobsplus licence (the rules in full).
For a bachelor's student that is a first-semester inconvenience. For a one-year master's it is something else: about a quarter of the entire course is closed to earning, and it is precisely the stretch where costs peak — deposit, first rent, the whole first month at once. The EUR 950 margin exists for exactly this. The real numbers are in monthly costs in Msida and around it and the first month's budget after arriving.
Who should not do a master's in Malta
This is the most commercially inconvenient section on the page, which is why it belongs here.
Anyone whose subject is not in the catalogue. The discussion ends there; substituting a nearby subject is not a solution at postgraduate level.
A family whose documentable savings do not reach EUR 950 times the months, plus a year of tuition. No amount of careful filing changes that, and a gap in the money is where a file stops being a question about funds and becomes a question about credibility — which is the root of most of Malta's refusals.
Anyone shopping for a famous name. Malta does not have one your family will recognise, and chasing reputation is where the expensive mistakes get made. The comparison people actually want is Cyprus versus Malta — two English-speaking islands, two different prices.
Anyone whose plan quietly rests on part-time income or on staying afterwards. The first is blocked by the rules above; the second is a separate process, and a student visa is not a work permit. ⚠️ Remember too that medical and health professions are regulated: a degree from any country is not by itself a licence to practise.
What to do next, in order
- 1Confirm your subject is taught in Malta at all. If it is not, nothing else on this list matters.
- 2Find the institution in the MFHEA register, write down the programme's EQF level and ECTS, and get who awards the degree in writing.
- 3Ask how many months the programme and the residence cover. That single number is the multiplier on your funds.
- 4Build the file to EUR 950 times those months, plus a year of tuition. There is no blocked account, so the statement and the source documents carry the whole proof — work through Malta's proof of funds.
- 5Confirm the English requirement (6.0 to 6.5, or whether a medium of instruction certificate is accepted) from the programme page, and treat Malta's scholarship schemes as a possibility rather than a foundation.
- 6Diary the institution's deadline, count backwards, then add visa time. Keep the full Malta guide and the application timeline open beside you, and write the money story into the cover letter rather than leaving it to be inferred.
Last verified: 19 September 2026, against our Malta country guide and the verified figures in this corpus. Programme length and institutional fees change on the institution's own pages, so confirm those two numbers yourself before applying. The same questions asked of another country are in a master's in Italy.
Official sources — check for yourself
- MFHEA — Malta's further and higher education authority, and its register of licensed providers
- University of Malta — programmes, admission and fees
- Identità — Malta's residence and visa authority
- Jobsplus — Malta's employment authority
- Directive (EU) 2016/801 — the EU directive on students and researchers
Rules and figures change. We review these articles periodically and show the date above, but always confirm the current requirement with the official source before you act on it.
Common questions
How long is a master's in Malta?+
Many Maltese master's programmes are built as a single year, which is a large part of why the country looks affordable at first glance. But many is not yours, and some run longer. In Malta that number is not a detail: the visa funds requirement is counted per month of stay, so the length of your programme is the multiplier on your bank statement. Ask the university in writing how many months the programme runs and how much residence the admission covers, and budget from their answer rather than from a brochure.
How much money do I need to show for a master's in Malta?+
EUR 950 for every month of stay. A twelve-month master's is therefore about EUR 11,400 and an eighteen-month one about EUR 17,100. That is not a separately published figure, it is multiplication, and nobody does it for you. Tuition is entirely separate and sits on top. This is where the idea of Malta as the cheap English-speaking shortcut usually breaks for a Bangladeshi family.
Is the EUR 950 monthly or annual?+
Monthly, for each month of stay, and this is the single most misread fact about Malta. Most European countries publish one annual sum that does not move whether your course is six months or two years; Malta publishes a rate and leaves the arithmetic to you. Multiply it by the months your acceptance letter covers, and confirm that month count with the university before you build any budget on it.
Do I still need IELTS if Malta is English-speaking?+
Usually yes, because two different things are being confused. English is an official language of Malta and the medium of instruction, which genuinely removes the language wall from daily life. Proof of English is a separate document, and it is not waived by the country's language. Across the programmes we see, master's entry is typically 6.0 to 6.5 — our observation of programmes, not a national rule. Some programmes accept a medium of instruction certificate from previous English-medium study, but confirm that in writing on the programme's own page.
Will a three-year Bangladeshi bachelor's be accepted for a Malta master's?+
It is the problem case, and the problem is the same across Europe. Admissions count credits rather than years: a three-year bachelor's is roughly 180 ECTS, a four-year honours degree roughly 240, and most master's ask for at least 180. On paper 180 clears a 180 bar, but evaluators place a Bangladeshi three-year pass degree below honours, so the arithmetic is not the whole story. The safest fix is a one-year Bangladeshi master's on top of it, which lifts the file above the honours line. A four-year honours degree travels almost everywhere.
What CGPA do I need for a master's in Malta?+
No official universal conversion exists between a Bangladeshi CGPA and a European grade, so treat any site that gives you one precise cut-off as guessing. The working rule across European admissions is that 3.0 on a 4.0 scale is a common threshold, 3.5 and above is competitive for scholarships, and 2.5 to 3.0 means choosing programmes carefully rather than abandoning the plan. The decision itself belongs to the individual programme's regulations.
Are private colleges in Malta safe for a master's?+
Some are and some are not, and the difference is not visible from a name or a website. There is one reliable check: find the institution in the MFHEA register of licensed providers, confirm your specific programme is accredited, and write down its EQF level and ECTS count. If the name is not in the register, the conversation is over. Most institutions in Malta are private, so this check is where the real work is.
Why does it matter who awards the degree?+
Because in Malta some licensed institutions award their own Maltese accredited degrees while others teach a degree awarded by a body in another country. Both can be legitimate. But a master's is usually bought for the step after it — a doctorate, or an employer who will read the qualification later — so the name that ends up on your certificate is a decision, not a detail. Ask before you accept an offer, and keep the answer in writing.
Can I work part-time to cover a one-year master's in Malta?+
Not in the months when you need it. For the first 90 days after arrival, roughly thirteen weeks, you cannot work at all; after that you can work 20 hours a week with an e-Residence card and a Jobsplus licence. On a twelve-month programme that bars earning for about a quarter of the course, and it is exactly the stretch where costs peak — deposit, first rent, everything at once. Budget as though the job does not exist; if it arrives it is relief, not a plan.
Is a master's in Malta a route to staying and working afterwards?+
Treat that as a separate question with its own rules, not as something the degree delivers. A student visa is not a work permit, and what happens after graduation runs through a different process and different conditions. A master's in Malta can be a sound education decision, but a plan that only works if the immigration outcome is assumed is not a plan — and it is worth knowing that before spending BDT 2 to 4 lakh getting there.
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